Does Your Travel Insurance Cover Adventure Sports?

Yes! Many travel insurance policies include coverage for various adventure sports like sky and water sports. Nothing should stop you from trying it all (safely, of course!), as adventures can be found everywhere.

There are numerous benefits of travel insurance, especially if you enjoy adventurous activities like skydiving or bungee jumping. Consider the associated medical risks in such cases.

Why not purchase travel insurance that will protect you if something unplanned goes wrong?

What Protection Does Adventure Sports Travel Insurance Offer Me?

Extreme sports, such as mountaineering, parachuting, ski diving, etc., demand that you be prepared for medical emergencies. Bajaj Allianz travel insurance with adventure sports coverage pays for your medical expenses if you require hospitalisation or medical attention due to participating in defined adventure sports. As much as we’d like to say there’s nothing wrong with trying new things while on vacation, we know better. There’s always a possibility that something could go wrong. Better to be safe than sorry!

What Types Of Injuries Do Extreme Sports Cause?

Before participating in any outdoor activity, such as cycle racing, canyoning, trekking, rock climbing, ski racing, etc., it is always preferable to acclimate a little and maintain hydration. This can aid in reducing the risk of suffering from injuries like sprains, strains, scrapes, fractures, concussions, or muscle pulls. Most injuries in thrilling sports like skydiving that involve parachuting from an aircraft are brought on by human error.

Why Should My Travel Insurance Cover Adventure Activities?

Bajaj allianz travel insurance that includes adventure activities can shield you or your insured family from any financial risks associated with the sport. You get an adrenaline rush and feel ecstatic from adventure activities. However, if a small mistake is made while playing the sport, it could result in critical harm or even passing away! When receiving care abroad, hospital costs can be high, which may cause financial losses. In addition, your travel insurance may be able to pay for your evacuation expenses if you become stuck somewhere inaccessible.

What Falls Under The Heading Of Adventure Activities?

You will be financially protected under the Adventure Activities Cover if, or if you require:

  • Personal Accident
  • Emergency Medical Treatment and Evacuation
  • Emergency Dental Treatment
  • Daily Cash Allowance
  • Emergency Accidental Treatment and Evacuation
  • Personal Liability and Bail Bond ^

What Is Not Covered?

Treks and other multi-day activities are not included. Additionally, a few of the exclusions are listed below:

  • Failure to follow the adventure activity organisers’ rules or instructions.
  • Involvement in a professional capacity without being supervised by an expert.
  • Any exclusion listed in your Bajaj Allianz travel health insurance policy’s general exclusion section is also not covered here.

You can specify specific adventure activities when purchasing your policy to see if they are covered. You can go out there and be your wild, crazy self and make the most of your trip once you’ve got yourself covered in case things don’t go as planned.

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^ Claims are subject to terms and conditions set forth under the travel insurance policy.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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